Rental Point does not provide any type of insurance coverage, including the minimum government-required liability insurance, in the rental price.
All liability, comprehensive, and collision insurance coverages must be obtained by the renter at an additional cost.
If the renter already has personal auto insurance that extends to rental vehicles, proof of such coverage must be provided to Rental Point prior to vehicle pickup.
Do I Need Insurance Coverage? — YES.Under Wisconsin law, all drivers are required to carry at least the following minimum liability coverages:
• $25,000 — bodily injury liability per person
• $50,000 — bodily injury liability per accident
• $10,000 — property damage liability per accident
If you do not have personal auto insurance or travel protection that includes rental cars, you may purchase coverage from independent insurance providers.
MINIMUM INSURANCE RequirementsTo rent a vehicle from Rental Point, renters must have:
• At least Wisconsin State Minimum Liability Coverage, and
• Comprehensive and Collision Coverage meeting the same standards.
If the renter has no personal car insurance, the renter must purchase:
Renter’s Contingent Liability Insurance (RCLI) — Primary State Minimum Liability Insurance Coverage, for the full duration of the rental period.
If the renter has liability-only insurance, the renter must purchase:
Comprehensive and Collision Damage Waiver (CDW) — Maximum limit $35,000 with a $500 deductible, for the full duration of the rental period.
Additional Coverage OptionsThree optional insurance and protection products are available for purchase through our partner, Bonzah Insurance:
1. Renter’s Contingent Liability Insurance (RCLI)
🔗 rentalpoint.bonzah.com💲 $20.18 / 24 hours
Covers damage to third-party property and bodily injury when the renter is at fault in an accident.
Does not cover damage to the rental vehicle.
2. Supplemental Liability Insurance (SLI)
🔗 rentalpoint.bonzah.com💲 $11.20 / 24 hours
Provides enhanced coverage levels beyond RCLI limits.
This is not a standalone or primary policy — it must be purchased together with RCLI.
3. Collision Damage Warranty (CDW)
🔗 rentalpoint.bonzah.com💲 $26.95 / 24 hours
Covers damage to the rental vehicle in the event of an accident involving another vehicle.
For more details about available insurance options, please visit our insurance partner’s website:
👉 https://rentalpoint.bonzah.com/